Latest Posts

Easy Ways to Financial Health

by erikwbrenner on Mar 21, 2019

Lifestyle Planning, Investing, Financial Education
We all have our own unique way of handling our finances. While some of us are natural born savers, others may have a hard time making it to the next paycheck. Fortunately, most of us fall somewhere in-between, putting away money at times, while making frivolous purchases at other times. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Financial Missteps to Avoid After College Graduation

by erikwbrenner on Feb 27, 2019

Education Planning, Lifestyle Planning, Financial Education
In today's society, it is easy for recent college grads to find themselves drowning in student loan debt and lost financially. Here are some tips to help recent college grads get on the right path and avoid financial missteps after graduation. If you’d like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Saving for Your Child's School: Tips to Success

by erikwbrenner on Feb 20, 2019

Education Planning, Lifestyle Planning, Financial Education
For young families, the immediate cost of raising a child can be testing financially. These tips should help to inform you and help you put your children in good standing the moment they arrive on campus. Contact Hilltop Wealth Solutions if you would like to discuss your options and plan for a brighter financial future for your family.

Reducing Student Loan Debt

by erikwbrenner on Feb 6, 2019

Education Planning, Lifestyle Planning, Financial Education
In 2017, student loan debt reached more than 1.4 trillion dollars. But what’s even more startling is that as of 2017, over 2.8 million people over the age of 60 have outstanding student loans, with many having payments deducted from their monthly Social Security check. Here are a few suggestions on what you can do to help reduce student loan debt. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Infographic: Renting Your Home? Why Renter’s Insurance is a Must

by erikwbrenner on Jan 31, 2019

Insurance Planning, Real Estate, Lifestyle Planning, Financial Education
With sites like Airbnb and VRBO (Vacation Rentals by Owner) growing in popularity, you need to be aware of your rights and protections as a landlord - whether as a long-term landlord or temporary one. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

401(k) vs. IRA: Which is Right for You?

by erikwbrenner on Jan 23, 2019

Investing, Tax Planning, Financial Education
As the go-to investment option for most companies and their employees, 401(k) plans provide many benefits to plan participants, including deferment of taxes, the likelihood of an employer match and a high maximum allowable for annual contributions. But for those that are self-employed, or whose employer does not offer a 401(k), a traditional or Roth IRA is an option. Contact Hilltop Wealth Solutions if you’d like to discuss your options and plan for a brighter future today.

Why 529 Plans are a Great Vehicle for Saving for College Tuition - and for Private Elementary and Secondary School Tuition, too

by erikwbrenner on Jan 17, 2019

Education Planning, Tax Planning, Lifestyle Planning, Financial Education
Though originally designed to be used as a college savings plan, the new tax laws that went into effect in 2018 now allow funds from 529 plans to be used for elementary or secondary education tuition and expenses as well. Here are some of the ins and outs of 529 plans you should know before you begin saving. If you would like to speak with a financial professional, Hilltop Wealth Solutions would welcome your inquiry.