Latest Posts

Why 529 Plans are a Great Vehicle for Saving for College Tuition - and for Private Elementary and Secondary School Tuition, too

by erikwbrenner on Jan 17, 2019

Tax Planning, Education Planning, Lifestyle Planning, Financial Education
Though originally designed to be used as a college savings plan, the new tax laws that went into effect in 2018 now allow funds from 529 plans to be used for elementary or secondary education tuition and expenses as well. Here are some of the ins and outs of 529 plans you should know before you begin saving. If you would like to speak with a financial professional, Hilltop Wealth Solutions would welcome your inquiry.

Things To Do Before Purchasing a Home

by erikwbrenner on Jan 10, 2019

Lifestyle Planning, Real Estate, Financial Education
Buying a new home is an exciting time for many people. There are several things you should know prior to purchasing a new home, such as learning the difference between being prequalified and pre-approved on a mortgage. If you’d like to speak with a financial professional at Hilltop Wealth Solutions who can help walk you through the steps to home ownership, please do not hesitate to get in touch.

Why Financial Advisors Are Still Necessary

by Erik Brenner on Jan 2, 2019

Lifestyle Planning, Financial Education
The rising popularity of robo-advisors has some in the industry wondering whether this is the beginning of the end for financial advisors. While everyone continues to tout the benefits of robo-advisors, there will always be several advantages to using a financial advisor to manage your investment portfolio. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Informed Donating: Here’s What You Need to Know

by Erik Brenner on Dec 18, 2018

Lifestyle Planning, Charitable Giving, Financial Education
The U.S is considered the most generous country in the world, with two-thirds of Americans giving to charities annually. And this number continues to grow, with giving levels increasing every year since 2009. Here are a few things to keep in mind prior to making your first donation to the organization of your choice. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Is Renters Insurance a Good Idea?

by Erik Brenner on Nov 28, 2018

Insurance Planning, Real Estate, Lifestyle Planning, Financial Education
Renters insurance is an affordable way to protect your belongings and help pay for unexpected expenses – and it won’t break the bank. In addition to your belongings, renter covers other people’s injuries at your place, some lawsuits against you, and more. Protecting your belongings whether you own or rent is an important consideration. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to call us.

Health Insurance 101: Here’s What You Need to Know Before Open Enrollment Ends

by Erik Brenner on Nov 21, 2018

Lifestyle Planning, Health, Insurance Planning, Financial Education
As you browse through your employer health insurance plan, do you ever feel confused by health benefit terminology and jargon? If you’re looking for private insurance, the terms can be even more baffling. Here are some common terms you need to understand before you select your insurance plan in open enrollment. Feel free to contact a financial professional at Hilltop Wealth Solutions for assistance.

Real Estate Investing for the Beginner

by Erik Brenner on Nov 16, 2018

Real Estate, Investing, Financial Education
Television today is bombarded with a variety of real estate programs. House hunting, home renovation and home flipping programs have stimulated the interest of many individuals to start investing in real estate for themselves. There are many ways to invest in real estate. If you would like to speak with a financial professional about the options available, Hilltop Wealth Solutions would welcome your inquiry.

Is It Always Best to Purchase a Home? Here’s What You Need to Know

by Erik Brenner on Oct 29, 2018

Lifestyle Planning, Real Estate, Financial Education
Homeownership is the American dream. But is it for everyone? From a young age, purchasing a home is synonymous with success. However, there are some circumstances that need to be taken into account before making the decision to buy a home. Here are some financial disadvantages to home ownership that you should consider before purchasing. Contact Hilltop Wealth Solutions if you would like to discuss your options and plan for a brighter financial future.

Identity Theft: Five Ways to Protect Your Personal Data

by Erik Brenner on Oct 15, 2018

Risk Management, Cybersecurity, Financial Education
The news reports identity theft is on the rise. Last year there were over 1,500 data breaches exposing nearly 179 million records. Here are some ideas that may help as you reduce your risks when it comes to cybersecurity. If you would like to talk to a financial professional, Hilltop Wealth Solutions would be happy to speak with you.