Latest Posts

5 Tips for Teaching Kids About Finances

by Erik Brenner on Aug 12, 2019

If you’ve spent more than five minutes on a kid’s television network, you’ve seen just how inundated young kids are with commercials for everything from the latest gadget, to some dreadful snack that features something gooey and/or messy. It’s also safe to bet that many of these kids run to their parents, wanting to buy some or all of these items. How can you help them understand finances? Here are some tips.

Financial Cost of Owning a Pet

by Erik Brenner on Aug 5, 2019

Has a dog or cat grabbed hold of your heart?  It doesn’t take much. A paw on the arm. A lick on the nose, or a soft purr or whimper can turn most of us into dog or cat parents in minutes.  With animal shelters across the U.S. frequently at their max, there are a record number of dogs and cats available for adoption. Of course, there are also those that are looking for a particular breed and are willing to spend hundreds, if not thousands of dollars when they find it. But whether you’re looking to adopt or purchase from a dog breeder, you need to be aware of the true cost of owning a pet.

Common Financial Designations

by Erik Brenner on Jul 29, 2019

Have you ever wondered exactly what those initials after a financial professional’s name mean? You’re definitely not alone. The easy way to tell is to visit the Financial Industry Regulatory Authority, which provides a list of professional designations and what they mean. Contact Hilltop Wealth Solutions if you’d like to discuss investment options.

Top 5 Things 20-Somethings Need to Do

by Erik Brenner on Jul 19, 2019

If you’re in your 20s, rejoice! You’re in a great position to create the life you want, starting with a secure financial future. While it’s common to feel overwhelmed when entering the workforce full time, there are a lot of things you can do fresh out of college that will help you attain your professional and financial goals earlier than you may expect.

What is Credit and Why is it so Important?

by Erik Brenner on Jul 8, 2019

Your credit score is a necessary fact of life, and whether you think it’s fair (it isn’t) or not, your credit score can affect a large part of your life. It’s also important to remember that your credit score is separate from your credit report, which is a compilation of your credit history from any financial activity such as credit cards, car loans, and mortgage payments.

Five Different Types of Mortgages

by Erik Brenner on Jul 1, 2019

If you’re currently in the market for a home, it will speed up the process considerably if you’re familiar with the various mortgage options available. Finding a mortgage that suits your current financial needs can be challenging, but understanding the various types of mortgages available and their requirements can make the process less challenging.

It’s Never Too Late to Save

by Erik Brenner on Jun 17, 2019

At one time, it seemed like a lifetime away, now it may be just around the corner. At one time you planned on working forever, but now you can admit that the thought of retiring has its benefits.  Perhaps you’ve found yourself daydreaming about a little cabin on a lake, or a small home in the mountains. Here are some tips to boost your savings.