Latest Posts

Financial Missteps of Personal Finance

by Erik Brenner on May 20, 2019

Lifestyle Planning, Debt, Financial Education
Personal finance, like just about everything else, is mainly common sense. Advice like “don’t spend more than you make; start investing while you’re young; don’t loan money to friends with the expectation of getting it back,” have been around for generations, and most likely will survive the next few generations as well. Contact Hilltop Wealth Solutions if you’d like to discuss your options and plan for a brighter future today.

7 Ways to Avoid Bankruptcy

by Erik Brenner on May 13, 2019

Credit, Debt, Risk Management, Lifestyle Planning, Financial Education
In 2018, Americans’ debt hit $13 trillion, with the average American carrying more than $38,000 in debt – not including home mortgages. For many, debt is simply a way of life, with more Americans living from paycheck to paycheck. Contact Hilltop Wealth Solutions if you’d like to discuss your options and plan for a brighter future today.

Are You Ready to Purchase Investment Property?

by Erik Brenner on May 6, 2019

Real Estate, Investing, Financial Education
If you’re looking to diversify your investment portfolio, you may want to consider purchasing investment property. Depending on how hands-on you want to be, you may want to purchase real estate as a short-term investment; fixing up the property and then selling it immediately for profit. For a long-term investment, rental property can provide a steady income stream over the longer term. Feel free to contact a financial professional at Hilltop Wealth Solutions for assistance.

Start Saving for Retirement Today

by erikwbrenner on Apr 25, 2019

Retirement Planning, Savings, Financial Education
Time certainly goes by fast. One day you’re interviewing for your first job and the next thing you know you’re a few short years from applying for Social Security. If you’ve planned for your retirement, you’ll likely have a good stash of funds saved. But the unfortunate news is that according to the Insured Retirement Institute, 42 percent of baby boomers have nothing saved for retirement, and even those that have saved don’t have nearly enough to survive on. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Eight Ways to Improve and Maintain a Good Credit Score

by erikwbrenner on Mar 29, 2019

Credit, Lifestyle Planning, Financial Education
Whether you like it or not, your credit score can determine how easy or how difficult it is to buy a car, buy a house, get cell phone service, or even get a job. A bad credit score can negatively impact just about every area of your life. Sometimes, a bad credit score can result from events entirely out of your control such as illness, disability, or from the loss of a job. Other times a poor credit score results from poor decisions, such as late or missed payments or overuse of credit cards. If you would like to speak with a financial professional, Hilltop Wealth Solutions would welcome your inquiry.

Easy Ways to Financial Health

by erikwbrenner on Mar 21, 2019

Lifestyle Planning, Investing, Financial Education
We all have our own unique way of handling our finances. While some of us are natural born savers, others may have a hard time making it to the next paycheck. Fortunately, most of us fall somewhere in-between, putting away money at times, while making frivolous purchases at other times. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Financial Missteps to Avoid After College Graduation

by erikwbrenner on Feb 27, 2019

Education Planning, Debt, Lifestyle Planning, Financial Education
In today's society, it is easy for recent college grads to find themselves drowning in student loan debt and lost financially. Here are some tips to help recent college grads get on the right path and avoid financial missteps after graduation. If you’d like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.