Credit

Top 5 Things 20-Somethings Need to Do

by Erik Brenner on Jul 19, 2019

Savings, Credit, Retirement Planning, Lifestyle Planning, Financial Education
If you’re in your 20s, rejoice! You’re in a great position to create the life you want, starting with a secure financial future. While it’s common to feel overwhelmed when entering the workforce full time, there are a lot of things you can do fresh out of college that will help you attain your professional and financial goals earlier than you may expect.

What is Credit and Why is it so Important?

by Erik Brenner on Jul 8, 2019

Credit, Financial Education, Lifestyle Planning
Your credit score is a necessary fact of life, and whether you think it’s fair (it isn’t) or not, your credit score can affect a large part of your life. It’s also important to remember that your credit score is separate from your credit report, which is a compilation of your credit history from any financial activity such as credit cards, car loans, and mortgage payments.

7 Ways to Avoid Bankruptcy

by Erik Brenner on May 13, 2019

Credit, Debt, Risk Management, Lifestyle Planning, Financial Education
In 2018, Americans’ debt hit $13 trillion, with the average American carrying more than $38,000 in debt – not including home mortgages. For many, debt is simply a way of life, with more Americans living from paycheck to paycheck. Contact Hilltop Wealth Solutions if you’d like to discuss your options and plan for a brighter future today.

Eight Ways to Improve and Maintain a Good Credit Score

by erikwbrenner on Mar 29, 2019

Credit, Lifestyle Planning, Financial Education
Whether you like it or not, your credit score can determine how easy or how difficult it is to buy a car, buy a house, get cell phone service, or even get a job. A bad credit score can negatively impact just about every area of your life. Sometimes, a bad credit score can result from events entirely out of your control such as illness, disability, or from the loss of a job. Other times a poor credit score results from poor decisions, such as late or missed payments or overuse of credit cards. If you would like to speak with a financial professional, Hilltop Wealth Solutions would welcome your inquiry.
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