Lifestyle Planning

Financial Missteps of Personal Finance

by Erik Brenner on May 20, 2019

Lifestyle Planning, Debt, Financial Education
Personal finance, like just about everything else, is mainly common sense. Advice like “don’t spend more than you make; start investing while you’re young; don’t loan money to friends with the expectation of getting it back,” have been around for generations, and most likely will survive the next few generations as well. Contact Hilltop Wealth Solutions if you’d like to discuss your options and plan for a brighter future today.

7 Ways to Avoid Bankruptcy

by Erik Brenner on May 13, 2019

Credit, Debt, Risk Management, Lifestyle Planning, Financial Education
In 2018, Americans’ debt hit $13 trillion, with the average American carrying more than $38,000 in debt – not including home mortgages. For many, debt is simply a way of life, with more Americans living from paycheck to paycheck. Contact Hilltop Wealth Solutions if you’d like to discuss your options and plan for a brighter future today.

Eight Ways to Improve and Maintain a Good Credit Score

by erikwbrenner on Mar 29, 2019

Credit, Lifestyle Planning, Financial Education
Whether you like it or not, your credit score can determine how easy or how difficult it is to buy a car, buy a house, get cell phone service, or even get a job. A bad credit score can negatively impact just about every area of your life. Sometimes, a bad credit score can result from events entirely out of your control such as illness, disability, or from the loss of a job. Other times a poor credit score results from poor decisions, such as late or missed payments or overuse of credit cards. If you would like to speak with a financial professional, Hilltop Wealth Solutions would welcome your inquiry.

Easy Ways to Financial Health

by erikwbrenner on Mar 21, 2019

Lifestyle Planning, Investing, Financial Education
We all have our own unique way of handling our finances. While some of us are natural born savers, others may have a hard time making it to the next paycheck. Fortunately, most of us fall somewhere in-between, putting away money at times, while making frivolous purchases at other times. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Financial Missteps to Avoid After College Graduation

by erikwbrenner on Feb 27, 2019

Education Planning, Debt, Lifestyle Planning, Financial Education
In today's society, it is easy for recent college grads to find themselves drowning in student loan debt and lost financially. Here are some tips to help recent college grads get on the right path and avoid financial missteps after graduation. If you’d like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Saving for Your Child's School: Tips to Success

by erikwbrenner on Feb 20, 2019

Education Planning, Lifestyle Planning, Financial Education
For young families, the immediate cost of raising a child can be testing financially. These tips should help to inform you and help you put your children in good standing the moment they arrive on campus. Contact Hilltop Wealth Solutions if you would like to discuss your options and plan for a brighter financial future for your family.

Reducing Student Loan Debt

by erikwbrenner on Feb 6, 2019

Education Planning, Debt, Lifestyle Planning, Financial Education
In 2017, student loan debt reached more than 1.4 trillion dollars. But what’s even more startling is that as of 2017, over 2.8 million people over the age of 60 have outstanding student loans, with many having payments deducted from their monthly Social Security check. Here are a few suggestions on what you can do to help reduce student loan debt. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Infographic: Renting Your Home? Why Renter’s Insurance is a Must

by erikwbrenner on Jan 31, 2019

Insurance Planning, Real Estate, Lifestyle Planning, Financial Education
With sites like Airbnb and VRBO (Vacation Rentals by Owner) growing in popularity, you need to be aware of your rights and protections as a landlord - whether as a long-term landlord or temporary one. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Why 529 Plans are a Great Vehicle for Saving for College Tuition - and for Private Elementary and Secondary School Tuition, too

by erikwbrenner on Jan 17, 2019

Education Planning, Tax Planning, Lifestyle Planning, Financial Education
Though originally designed to be used as a college savings plan, the new tax laws that went into effect in 2018 now allow funds from 529 plans to be used for elementary or secondary education tuition and expenses as well. Here are some of the ins and outs of 529 plans you should know before you begin saving. If you would like to speak with a financial professional, Hilltop Wealth Solutions would welcome your inquiry.
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