Important Disclosures

Hilltop Wealth Solutions (“Hilltop”) is a registered investment advisor with the Securities and Exchange Commission (“SEC”) and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration does not imply a certain level of skill or training. Please refer to our Form ADV Part 2A disclosure for additional information regarding the qualifications and business practices of Hilltop.

This website is a publication of Hilltop and is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. The publication of this website on the internet should not be construed by any consumer and/or prospective client as a solicitation, offer or attempt to effect transactions in securities or the rendering of personalized investment, tax, or legal advice for compensation over the internet.

Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, timeliness, suitability or relevance and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. The opinions and comments expressed may not accurately reflect those of Hilltop. Hyperlinks on this website are provided solely as a convenience. We disclaim any responsibility for unaffiliated third-party information, services or products linked to this website or referenced herein.

Any economic discussion or market commentary published herein is historical as of a specific prior date and not indicative of future results. Due to various factors, including changing market conditions, certain discussions may no longer be reflective of the current positions or recommendations of Hilltop. There should be no assumption that any such discussion serves as the receipt of, or substitute for, personalized advice from Hilltop, or from any other investment professional. All investment strategies have the potential for profit or loss. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. There can be no assurance that the future performance of any specific investment or investment strategy will be profitable. “Ideal” is not intended to give assurance as to achieving successful results.

Any results for investment indexes that are referenced herein generally do not reflect the deduction of fees and expenses, the incurrence of which would have the effect of decreasing historical performance results. Indexes are unmanaged and are not available as direct investments. There are no assurances that a portfolio will match or outperform any particular benchmark.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Hilltop’s website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Hilltop, or from any other investment professional.

Hilltop is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation.

Third-party rankings and recognition from rating services or publications are no guarantee of future investment success. Working with a highly-rated advisor does not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of Hilltop by any client nor are they representative of any one client’s evaluation. Generally, ratings, rankings and recognition are based on information prepared and submitted by the recognized advisor.