Facebook-f Twitter Linkedin-in Youtube Phone
Facebook-f Twitter Linkedin-in Youtube
INVESTMENT STRATEGY
Your investment strategy taken to new heights!

We take a unique approach to your investment strategy!

Our investment strategy philosophy is based on your unique risk tolerance and the ability to compound returns which can help grow your wealth exponentially.
Start Planning your investment strategy today

• Market Predictors

Can anyone guess the markets and what they will do in the next quarter, the next year, and the next three years? Of course not. One of the most prevalent misconceptions about investment strategy is that the success of your investment strategy hinges solely on timing the market. That couldn’t be further from the truth. In reality, a sound investment strategy incorporates your risk tolerance so you can achieve your investment goals under a variety of market conditions. Upside growth and downside protection.

• Market Downturns

Market downturns happen. Whether the current climate is tumultuous or has been smooth sailing for a decade, downturns can be right around the corner. That’s why we utilize a proactive, holistic investment management method that accounts for a variety of market scenarios and doesn’t just hope for one. Ultimately, downturns can be hard to recover from given how that math of percentages work: A 50% downturn requires a 100% rebound just to recover your losses. That’s why our goal is to limit your losses during market pullbacks so that when the markets rally back, you have more money to capture the upside.

• Our Investment Management Process

Our investment process is truly unique to you, the investor. Our approach to wealth management uses historical and institutional-grade data, not hunch-based forecasting, to make investment decisions. In addition, we make sure that we manage our client’s investments based on their unique risk tolerance and goals. Without understanding exactly what you’re looking to achieve and protect against, there is no way to fully understand what the right investment strategy to employ is. By doing so, we utilize an investment method that the larger pension, insurance, and endowment funds make their name from. This method is commonly known as the institutional investment model.

• The Investment Team

Our partnership with Helios Quantitative Research allows our in-house investment committee to utilize quantitative asset management principals, and the underlying elements and data within a client portfolio, we can create mathematical diversity. We believe mathematical diversity mitigates the impact of a market or economic crises and maximizes confidence in achieving financial plans.

• Hilltop Investment Models

Our partnership with Helios Quantitative Research allows our in-house investment committee to utilize quantitative asset management tools to execute our institutional investment strategy. This quantitative research platform helps us analyze the underlying elements and data of a client’s portfolio of investments. Essentially, this allows us to achieve a level of mathematical and scientific accuracy when it comes to meeting the investment goals of our clients. Moreover, we are able to achieve levels of diversification across asset classes, risk levels, equity types, and asset profiles with a level of granular detail and mathematical precision unmatched by the broader market. Ultimately, a quantitative approach minimizes the impact of a market or economic crisis and maximizes your ability to achieve your financial goals no matter the market environment.

• You Won’t Pay More for Our Investment Management Services

You pay no more: the process, partnership, trading, and management are all included in our asset management fee. Our costs and fees are clear and easy to understand. Our north star at Hilltop Wealth and Tax Solutions is transparency, honesty, and quality in everything we do. That means excellent investment services with no hidden fees whatsoever.

• Institutional Investors How Do They Do It?

The big guys on the block such as pension funds, insurance funds, and endowments widely base their core investment decisions on risk tolerance, investment objectives, and empirical data. Not a list of hot stock tips. They don’t guess or invest based on a hunch they have or on what they see online. They employ a set of principles based on the goals that they set for their organization and invest their funds for those goals, always factoring in that the market may change at any given moment. At Hilltop Wealth Solutions, we utilize this methodical, results-driven approach when it comes to managing your money. As a client, you will receive the same process and quality of service as those multibillion-dollar funds.

Typical Wealth Manager

Hilltop Wealth & Tax Solutions

Diversify

Own a mix of stocks and bonds.

Diversify with Our Data Driven Process

Own a mix of stocks and bonds based on your unique goals and our data-driven quantitative investment management model.

Buy Appeal

Select generic funds based on historic performance.

Buy Appeal & Experience

Select funds that blend performance, low cost, and unique investment objectives based on your own profile.

Review

Periodically examine your portfolio and sell funds that have performed poorly.

Review and React

With frequent calculation points, when the data changes we dynamically adjust your holdings to better position your finances according to the new environment.

Communicate Reactively

Explain what already happened in your portfolio.

Communicate Proactively

Explain what is happening, what may happen, and why changes to adapt in the future before they become the present and impact your portfolio.

Start the conversation

A Strategic approach to investing can help you maximize your retirement income while minimizing your taxes.

With no financial incentives, Hilltop helps clients develop a goal-driven plan to do just that.

Schedule a 30 minute call with Hilltop Today!

GET STARTED WITH HILLTOP TODAY!

© 2022 Hilltop Wealth and Tax Solutions

Website Disclosures

Hilltop Wealth Solutions (“Company”) is an SEC registered investment adviser located in Mishawaka, IN with branch office located in MI and other locations throughout IN.  The Company may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.  The Company’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of the Company’s web site on the Internet should not be construed by any consumer and/or prospective client as the Company’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by the Company with a prospective client shall be conducted by a representative that is either registered or qualified for an exemption or exclusion from registration in the state where the prospective client resides.  For information pertaining to the registration status of the Company, please contact the SEC or the state securities regulators for those states in which the Company maintains a notice filing.  A copy of the Company’s current written disclosure statement discussing Company business operations, services, and fees is available by going online via the SEC’s Investment Advisers Public Disclosure (IAPD) database at www.adviserinfo.sec.gov, using SEC #801-115255.

The Company does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the Company web site or incorporated herein and takes no responsibility, therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by the Company, will be profitable or equal any historical performance level(s).

Certain portions of Company web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, the Company (and those of other investment and noninvestment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from the Company, or from any other investment professional.

The Company is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if the Company is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of the Company by any of its clients.  Rankings published by magazines and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.  Rankings are generally limited to participating advisers.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to the Company web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from the Company, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to the Company web site, to release and hold harmless the Company, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from the Company.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Client Login
Contact Us