Financial Education

Saving for Your Child's School: Tips to Success

by erikwbrenner on Feb 20, 2019

Education Planning, Lifestyle Planning, Financial Education
For young families, the immediate cost of raising a child can be testing financially. These tips should help to inform you and help you put your children in good standing the moment they arrive on campus. Contact Hilltop Wealth Solutions if you would like to discuss your options and plan for a brighter financial future for your family.

Reducing Student Loan Debt

by erikwbrenner on Feb 6, 2019

Education Planning, Lifestyle Planning, Financial Education
In 2017, student loan debt reached more than 1.4 trillion dollars. But what’s even more startling is that as of 2017, over 2.8 million people over the age of 60 have outstanding student loans, with many having payments deducted from their monthly Social Security check. Here are a few suggestions on what you can do to help reduce student loan debt. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Infographic: Renting Your Home? Why Renter’s Insurance is a Must

by erikwbrenner on Jan 31, 2019

Insurance Planning, Real Estate, Lifestyle Planning, Financial Education
With sites like Airbnb and VRBO (Vacation Rentals by Owner) growing in popularity, you need to be aware of your rights and protections as a landlord - whether as a long-term landlord or temporary one. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

401(k) vs. IRA: Which is Right for You?

by erikwbrenner on Jan 23, 2019

Investing, Tax Planning, Financial Education
As the go-to investment option for most companies and their employees, 401(k) plans provide many benefits to plan participants, including deferment of taxes, the likelihood of an employer match and a high maximum allowable for annual contributions. But for those that are self-employed, or whose employer does not offer a 401(k), a traditional or Roth IRA is an option. Contact Hilltop Wealth Solutions if you’d like to discuss your options and plan for a brighter future today.

Why 529 Plans are a Great Vehicle for Saving for College Tuition - and for Private Elementary and Secondary School Tuition, too

by erikwbrenner on Jan 17, 2019

Education Planning, Tax Planning, Lifestyle Planning, Financial Education
Though originally designed to be used as a college savings plan, the new tax laws that went into effect in 2018 now allow funds from 529 plans to be used for elementary or secondary education tuition and expenses as well. Here are some of the ins and outs of 529 plans you should know before you begin saving. If you would like to speak with a financial professional, Hilltop Wealth Solutions would welcome your inquiry.

Things To Do Before Purchasing a Home

by erikwbrenner on Jan 10, 2019

Lifestyle Planning, Real Estate, Financial Education
Buying a new home is an exciting time for many people. There are several things you should know prior to purchasing a new home, such as learning the difference between being prequalified and pre-approved on a mortgage. If you’d like to speak with a financial professional at Hilltop Wealth Solutions who can help walk you through the steps to home ownership, please do not hesitate to get in touch.

Why Financial Advisors Are Still Necessary

by Erik Brenner on Jan 2, 2019

Lifestyle Planning, Financial Education
The rising popularity of robo-advisors has some in the industry wondering whether this is the beginning of the end for financial advisors. While everyone continues to tout the benefits of robo-advisors, there will always be several advantages to using a financial advisor to manage your investment portfolio. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Informed Donating: Here’s What You Need to Know

by Erik Brenner on Dec 18, 2018

Lifestyle Planning, Charitable Giving, Financial Education
The U.S is considered the most generous country in the world, with two-thirds of Americans giving to charities annually. And this number continues to grow, with giving levels increasing every year since 2009. Here are a few things to keep in mind prior to making your first donation to the organization of your choice. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Is Renters Insurance a Good Idea?

by Erik Brenner on Nov 28, 2018

Insurance Planning, Real Estate, Lifestyle Planning, Financial Education
Renters insurance is an affordable way to protect your belongings and help pay for unexpected expenses – and it won’t break the bank. In addition to your belongings, renter covers other people’s injuries at your place, some lawsuits against you, and more. Protecting your belongings whether you own or rent is an important consideration. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to call us.
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