Retirement Planning

What Matters More In Retirement: Income, or Savings?

by Erik Brenner on Feb 9, 2020

Retirement Planning
Retirement saving is not just about accumulating assets. It is also about laying the groundwork for retirement spending. Any retirement strategy has a core goal: the goal of helping an individual or couple pursue their retirement dreams once their careers have concluded. So, from that perspective, the amount that needs to be saved directly relates to the amount a retiree household may need to spend. To live your best retirement, your degree of retirement savings needs to be great enough to try and correspond to that vision. 

6 Key Retirement Changes of the SECURE Act

by Erik Brenner on Jan 21, 2020

Retirement Planning

©️ 2020 Carol Schmidlin. All rights reserved. This article may not be reproduced without express written consent from Carol Schmidlin.

The Setting Every Community Up for Retirement (SECURE) Enhancement Act was signed into law by President Trump on December 20, 2019. This is the most extensive retirement act since the Pension Protection Act of 2006.

Common Financial Designations

by Erik Brenner on Jul 29, 2019

Financial Education, Retirement Planning, Tax Planning
Have you ever wondered exactly what those initials after a financial professional’s name mean? You’re definitely not alone. The easy way to tell is to visit the Financial Industry Regulatory Authority, which provides a list of professional designations and what they mean. Contact Hilltop Wealth Solutions if you’d like to discuss investment options.

Top 5 Things 20-Somethings Need to Do

by Erik Brenner on Jul 19, 2019

Savings, Credit, Retirement Planning, Lifestyle Planning, Financial Education
If you’re in your 20s, rejoice! You’re in a great position to create the life you want, starting with a secure financial future. While it’s common to feel overwhelmed when entering the workforce full time, there are a lot of things you can do fresh out of college that will help you attain your professional and financial goals earlier than you may expect.

It’s Never Too Late to Save

by Erik Brenner on Jun 17, 2019

Retirement Planning, Financial Education, Savings
At one time, it seemed like a lifetime away, now it may be just around the corner. At one time you planned on working forever, but now you can admit that the thought of retiring has its benefits.  Perhaps you’ve found yourself daydreaming about a little cabin on a lake, or a small home in the mountains. Here are some tips to boost your savings.

Start Saving for Retirement Today

by erikwbrenner on Apr 25, 2019

Retirement Planning, Savings, Financial Education
Time certainly goes by fast. One day you’re interviewing for your first job and the next thing you know you’re a few short years from applying for Social Security. If you’ve planned for your retirement, you’ll likely have a good stash of funds saved. But the unfortunate news is that according to the Insured Retirement Institute, 42 percent of baby boomers have nothing saved for retirement, and even those that have saved don’t have nearly enough to survive on. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.

Planning to Contribute to Your Employer’s Retirement Plan? Learn the 401(k) Basics Now

by Erik Brenner on Sep 27, 2018

Retirement Planning, Investing, Financial Education
As a retirement plan, 401(k) plans currently outpace the competition, with more than 54 million Americans participating in a 401(k) plan, and nearly 550,000 plans offered. Here are a few things you need to consider when contributing to your employer’s retirement plan. If you would like to speak with a financial professional at Hilltop Wealth Solutions, please do not hesitate to get in touch.
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